9 best credit cards for students  with little or 0 income in 2024

Key Perks & Features of the top 9 best credit cards for university students in 2024 with little or no income from side jobs

#9 - Discover it Student Chrome Card

Key Perks & Features: – 2% gas & dining rewards up to quarterly $1k cap – 1% unlimited base cashback on other purchase – $20 yearly GPA rewards totaling $100

#8 - Capital One Journey Student Rewards 

Key Perks & Features: – 1% unlimited cash back – Higher initial credit lines compared to competitor – Extended warranty & travel accident protection

#7 - Bank of America Travel Rewards Student Card

Key Perks & Features: – 2% gas & dining rewards up to quarterly $1k cap – 1% unlimited base cashback on other purchase – $20 yearly GPA rewards totaling $100

#6 - Deserve Edu Mastercard

Key Perks & Feature – 1% baseline cash rewards all purchase – Additional 0.5% per on-time payment first 6 month – 2% regular cashback after 12 on-time payment

#5 - Discover It Student Cash Back Card

Key Perks & Feature – 1% unlimited base cashback all purchase – 5% quarterly rotating bonus categorie – Cashback Match all earnings after first 12 month

#4 - Chase Freedom Student Credit Card

Key Perks & Feature – 1% unlimited then 5% quarterly cashback – $50 signup bonus after first card purchase – Premium travel protections & perk

#3 - Citi Custom Cash Card

Key Perks & Feature – 5% cashback automatically on top monthly category – 15-month introductory 0% APR period – Pre-qualification available without credit check

#2 - U.S. Bank Cash+ Secured Visa Card

Key Perks & Feature – Quarterly 5% cashback on two eligible spend categorie – $150 signup bonuses after meeting minimum spend – Credit-building access without prior history

#1 - Capital One SavorOne Students Rewards

Key Perks & Feature – 8% cashback on Vivid Seats purchases (ending January 2024) – 3% dining, entertainment & grocery store – $100 signup bonus after $500 spent